Get your business moving with a Škoda
Škoda finance business† solutions can help you get the latest Škoda model for your organisation, with a smooth application and approval process. With the option of 100% finance upfront, Škoda Finance can also help reduce the impact on your business’s cash flow.
Compare your finance options
We’ll help you choose from our tax-effective business finance solutions, including Finance Lease and Chattel Mortgage. We’ll also help you tailor your vehicle finance to suit your business needs, so you can be confident you’ll achieve the best possible outcome for your business.
Our preferred Škoda dealers all have Business Managers happy to discuss finance options with you. Drop in to your nearest dealer for a chat.
A Chattel Mortgage – sometimes called an ‘equipment loan’ – is a lending arrangement that lets you use an asset you’ve just bought as security against the loan used to fund the purchase. This means you can borrow money to buy your dream Skoda, and we’ll use your new car as security against your loan.
A Finance lease lets you enjoy all the benefits of a new car without committing to purchasing one. You’ll be able to use your Skoda as though you bought it, but we’ll maintain ownership until the end of your lease agreement. Once your lease is up, you can choose to purchase your car, trade in for a new one, or simply return it to us when you’re done.
Chattel Mortgage
• Option to pay a deposit upfront
• Option to add a residual or balloon payment at the end of your loan term
• Tax-deductible depreciation and interest (subject to the application of tax laws to your particular business)
• GST is payable on the cost of the asset
Finance lease
• Option to add a residual value or balloon payment at the end of your loan term so you pay less on your regular repayments
• Tax-deductible repayments (subject to the application of tax laws to your particular business)
• GST is payable on the repayments
The benefits of choosing Škoda finance
- No annual charges or hidden account-keeping fees
- Option to bundle your registration, Compulsory Third Party insurance (CTP), comprehensive insurance and on-road costs with your payments
- You can reduce your repayments by paying a deposit upfront or adding a balloon payment at the end of your loan (we could help finance that balloon payment when the time comes).
- Flexible payment options built around your cash flow needs: weekly, fortnightly or monthly by direct debit or BPAY
Fleet finance solutions
Pick your perfect Škoda fleet and our Financial Services team can help find a financing arrangement that suits you and your business.
More solutions, fewer worries
Škoda Choice
Škoda Choice32 is our Guaranteed Future Value Program, which allows you to secure the future minimum value of your car. This program also gives you the freedom to trade in, keep or return your car at the end of your loan term32.
Škoda Insurance
Škoda Insurance caters to the specific needs of Škoda drivers, with a generous range of special features and added extras on offer to ensure you’re always protected.
Any questions?
Check our FAQs or contact our Finance Customer Support team for more help.
Disclaimers
³²Škoda Choice has a Guaranteed Future Value (GFV) which is the minimum value of your vehicle at the end of your finance contract as determined by Škoda Financial Services (SFS) ABN 20 097 071 460, Australian Credit Licence 389 344. If you decide to return your vehicle to SFS at the end of your term, SFS will pay you the agreed GFV, which will be put against your final payment subject to fair wear and tear conditions and agreed kilometres being met. At the end of your term, you can elect to (1) trade-in; (2) return; or (3) retain the vehicle by paying the GFV owed to SFS at the end of the loan term after all repayments have been made. You will be liable for any loan contract deficit and additional charges apply if you exceed the nominated kilometre allowance and/or the vehicle is not in an acceptable condition. Available on new, demonstrator or Certified Pre-Owned vehicles for selected Škoda models. Contact your nearest Škoda dealer to check eligible vehicles for this program. To see if this product is right for you, please see our Target Market Determination on our website and/or seek independent advice. *Subject to a credit assessment and SFS lending criteria. Fleet, government, rental buyers, hire car and chauffeur companies excluded.
Škoda Financial Services (SFS) ABN 20 097 071 460, Australian Credit Licence 389344. View the Target Market Determination for our Financial Services products here.