Škoda Finance
Pay-per-week financing for approved customers.
Škoda Finance
Pay-per-week financing for approved customers.
Get your Škoda sooner with our finance options
You could get behind the wheel of a Škoda sooner using one of our finance options. Need your Škoda for business or personal use? No problem. Want to own your Škoda outright at the end of a loan, or would you prefer the flexibility and savings of leasing a vehicle? We can cover either option.
Your finance options
Personal finance
Find a finance option that puts you in a Škoda and keeps more money in your pocket as you do it. It may be one of our finance loans, a novated lease arrangement through your employer (it could save you thousands), or Škoda Choice, which lets you trade in, retain or return your car for a guaranteed future value at the end of the lease term.32
Business finance
Choose a vehicle lease arrangement or loan term that best matches your business cash flow and tax position. We have fleet finance solutions~ to suit businesses of any size – from sole traders right up to large corporations. With more than 60 years’ experience in vehicle finance, we can deliver the right outcomes for your business needs.
Guaranteed Future Value with Škoda Choice³²
Škoda Choice³² is our Guaranteed Future Value Program, a flexible finance solution that provides you with the assurance of knowing exactly what the future minimum value of your vehicle will be. Škoda Choice³² gives you the option to trade in, retain or return your car at the end of a loan term.
3 reasons to choose Škoda vehicle finance*
Affordable
Škoda vehicle finance offers fixed-term rates, no hidden account-keeping fees and options for every budget.
Flexible
With Škoda vehicle finance solutions, you can choose a suitable contract length and weekly, fortnightly or monthly repayments. You can reduce your repayments by paying a deposit upfront or having a balloon/residual payment at the end of the term. And with a Škoda Choice contract, you can trade in, retain or return your vehicle at the end of the loan term³².
Smart
It’s simpler to budget using Škoda vehicle finance. As well as choosing your repayment frequency (weekly, fortnightly or monthly), you have an option to bundle insurance and other on-road costs with your payment. Those expenses are handled throughout the year rather than in one big hit.
Insurance designed for Škoda drivers
Škoda Insurance cover is designed with Škoda drivers in mind. It includes new for old replacement on vehicles less than three years old, genuine replacement parts, and you can pay in instalments at no extra cost. Now, that’s clever thinking.
Grab a great deal
Our vehicle finance offers can put a Škoda in your driveway fast, with nothing to pay upfront for approved customers. See what offers are available to get you in the driver’s seat.
Talk to a finance expert
You can drop into any local Škoda dealer and talk to an experienced Business Manager about finance options that get you into a new Škoda faster. A Business Manager can explain how finance work, and guide you through the process and answer your questions now and across the entire life of your loan or lease.
Any questions?
Check our FAQs or contact our Finance Customer Support team for more help.
Disclaimers
³²Škoda Choice has a Guaranteed Future Value (GFV) which is the minimum value of your vehicle at the end of your finance contract as determined by Škoda Financial Services (SFS) ABN 20 097 071 460, Australian Credit Licence 389 344. If you decide to return your vehicle to SFS at the end of your term, SFS will pay you the agreed GFV, which will be put against your final payment subject to fair wear and tear conditions and agreed kilometres being met. At the end of your term, you can elect to (1) trade-in; (2) return; or (3) retain the vehicle by paying the GFV owed to SFS at the end of the loan term after all repayments have been made. You will be liable for any loan contract deficit and additional charges apply if you exceed the nominated kilometre allowance and/or the vehicle is not in an acceptable condition. Available on new, demonstrator or Certified Pre-Owned vehicles for selected Škoda models. Contact your nearest Škoda dealer to check eligible vehicles for this program. To see if this product is right for you, please see our Target Market Determination on our website and/or seek independent advice. *Subject to a credit assessment and SFS lending criteria. Fleet, government, rental buyers, hire car and chauffeur companies excluded.
Škoda Financial Services (SFS) ABN 20 097 071 460, Australian Credit Licence 389344. View the Target Market Determination for our Financial Services products here.
*For approved applicants of Skoda Financial Services (SFS) ABN 20 097 071 460, Australian Credit Licence 389 344. Excludes other offers. While stock lasts. Fees, charges, T&C’s apply. SFS may extend, withdraw or change offer at any time.